Get A Better Understanding Of Workers' Comp In Mississippi

If you've suffered an injury during the course of work or have an occupational illness that developed because of the work you do, then you should know that some of your expenses may be covered by workers' compensation in Mississippi.

Understanding what is covered isn't always easy without help from a lawyer. In addition, certain actions you take can actually hurt your claim. At Gilder & Howell, Attorneys PLLC, we will make sure you don't make any of the common mistakes that end up costing injured workers access to workers' compensation benefits.

What Is Covered By Workers' Comp?

Workers' compensation benefits in Mississippi cover all work-related injuries and occupational illnesses. It allows an injured worker to recover:

  • Lost wages — which is limited to two-thirds of a worker's weekly wage and is subject to a maximum weekly amount
  • Temporary disability — if a worker is under the continued care of a doctor and still unable to work
  • Permanent disability — if a worker is unable to return to work because of their injury or illness
  • Medical expenses — including doctor's visits, medical treatments, medications and physical therapy
  • Mileage reimbursement — for travel to and from appointments and treatment
  • Death benefits — paid to the surviving spouse and dependants of a worker killed during their course of duties

Common Issues Injured Workers Experience

In some cases, injured workers have experienced pushback from their employer or the insurance company when filing a claim. Some have been told that their injuries are not covered by workers' compensation or that they aren't that bad. In other cases, claims are simply denied for a variety of reasons.

In addition to this frustration, employers may make a situation worse by failing to file reports in a timely manner or forgetting to file the necessary paperwork to start processing a claim. These delays can all add of and possibly jeopardize a legitimate claim in the process.

Common Mistakes Injured Workers Make

Employers and insurers aren't the only piece to a workers' compensation claim. Workers may find that their actions are to blame for delays or a denied claims. Some common mistakes workers make include:

  • Failing to report an injury in a timely manner
  • Not filing a claim because they believe they will get fired for reporting a workplace accident
  • Not seeking medical attention soon after an accident
  • Giving too much information to the insurer
  • Not giving enough information to the insurer
  • Stopping medical treatments before getting the all clear from the doctor
  • Waiting too long to file a claim

Is An Attorney Necessary?

Although most workers' compensation claims can be settled without issue, disputes do arise that may require the presence of an attorney. You may retain the services of a lawyer at our firm who has decades of experience handling workers' compensation claims. We can not only review your case and your injuries, we can also help you determine if a lawsuit is needed against a third party.

Retain Our Services Today

At Gilder & Howell, Attorneys PLLC, we are committed to getting injured workers access to their workers' compensation benefits quickly so that they can focus on recovering and getting back to their lives and families.

To schedule a free and confidential initial consultation, call our Southaven office at 662-655-2115 (toll free 866-912-0408) or send us an email.